5094 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 5094 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,212 sqft · built 1976
Lot Size	1.01 acres (44,126 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Sep 2019)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-017109`

Property Details

APN / Parcel Number

Primary APN	`03-017109`
Alternative APNs	`3017109` `017109`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,212 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,126 sqft (1.01 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	434 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	017109
Street Address	5094 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.013 ACS 5094 ARTERS MILL RD NR PENNA LINE
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	1
Census Block	1000
Census Tract	503000

Owner

Source: Carroll County records · APN 03-017109

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5094 ARTERS MILL RD, WESTMINSTER, MD 21158-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit THE UNITED STATES FEDERAL CREDIT UNION
Apr 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Sep 11, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jun 24, 1993 · Amount on Record
Deed Book / Page	9406 / 22
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5094 ARTERS MILL RD, WESTMINSTER, MD 21158-1032
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101640104
Date	Mar 15, 2021
Book Page	10164/104

Lender

Name	THE UNITED STATES FEDERAL CREDIT UNION
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5094 ARTERS MILL RD, WESTMINSTER, MD 21158-1032
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096180387
Date	Apr 02, 2020
Book Page	9618/387

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 01, 2035

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2019
Property Address	5094 ARTERS MILL RD, WESTMINSTER, MD 21158-1032
Document Number	0094060022
Book / Page	009406 / 000022
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5094 ARTERS MILL RD WESTMINSTER MD 211581032, WESTMINSTER, MD 21158-1032

Mortgage

Document Number	94060029
Date	Sep 11, 2019
Book Page	009406/000029

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,233 (+25.13%)	$494,700 (+24.77%) Land $150,100 Building $344,600
2025	$4,159.00 (+7.3%) Homeowner's exemption
2023	$3,876.00 Homeowner's exemption	$343,033	$396,500 Land $125,100 Building $271,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 30 locations within half a mile of this property.

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