4914 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 4914 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1978
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Jun 2019)
Tax Bill	$3,262 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-013790`

Property Details

APN / Parcel Number

Primary APN	`03-013790`
Alternative APNs	`3013790` `013790`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	72 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	013790
Street Address	4914 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 5A- 1.4546 AC 4914 ARTERS MILL RD 11-2 SIL RUN PK ADD 17-28 AMD
Legal Subdivision	SIL RUN
Legal Lot Number	5A
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	1
Census Block	1011
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4914 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 21, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Book / Page	9325 / 458
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0089640268
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4914 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TERRAIN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104280196
Date	Aug 30, 2021
Book Page	10428/196

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 21, 2019
Property Address	4914 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Document Number	0093250458
Book / Page	009325 / 000458
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4914 ARTERS MILL RD WESTMINSTER MD 211581025, WESTMINSTER, MD 21158-1025

Mortgage

Document Number	93250480
Date	Jun 21, 2019
Book Page	009325/000480

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 14, 2018
Property Address	4914 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Document Number	0089640268
Book / Page	008964 / 000268
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 ARIERS MIL RD WESTMINSTER MD 21158, WESTMINSTER, MD 21158

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,262.00 (+4.65%) Homeowner's exemption	$348,533 (+3.09%)	$369,400 (+9.26%) Land $154,500 Building $214,900
2025	$3,117.00 (-7.67%) Homeowner's exemption	$338,100 (+13.14%) Land $129,500 Building $208,600	$338,100 (-) Land $129,500 Building $208,600
2023	$3,376.00 Homeowner's exemption	$298,833	$338,100 Land $129,500 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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