4910 Arters Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 4910 Arters Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,028 sqft · built 1974
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2022)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-013774`

Property Details

APN / Parcel Number

Primary APN	`03-013774`
Alternative APNs	`3013774` `013774`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,028 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	712 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013774
Street Address	4910 ARTERS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 -1.159 ACS 4910 ARTERS MILL RD 11-2 SILVER RUN PARK
Legal Subdivision	SILVER RUN
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	1
Census Block	1011
Census Tract	503000

Owner

Source: Carroll County assessment roll, APN 03-013774, as of August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 20, 2018	Deed of Trust, Mortgage THE JOHNS HOPKINS FCU
Mar 29, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Book / Page	10724 / 128
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111370140
Date	Oct 26, 2023
Book Page	11137/140

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091680433
Date	Nov 20, 2018
Book Page	9168/0433

Lender

Name	THE JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Nov 30, 2019

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 29, 2022
Property Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Document Number	0107240128
Book / Page	10724 / 128
Map Reference	MB 11 FO 22
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	RP SETTLEMENT GROUP LLC, R&P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025

Mortgage

Document Number	0010724133
Date	Mar 29, 2022
Instrument	10724/133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4910 ARTERS MILL RD, WESTMINSTER, MD 21158-1025
Document Number	0096180186
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 01, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4910 ARTERS MILL RD WESTMINSTER MD 211581025, WESTMINSTER, MD 21158-1025

Mortgage

Document Number	0096180186
Date	Apr 01, 2020
Book Page	009618/000186

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll as of August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,033 (+41.96%)	$502,500 (+13.35%) Land $151,500 Building $351,000
2025	$4,126.00 (+11.97%) Homeowner's exemption
2023	$3,685.00	$326,167	$443,300 Land $126,500 Building $316,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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