5092 E 400th St, Colchester, IL 62326 Property Records

McDonough County property record for 5092 E 400th St, Colchester, IL 62326

Property Summary

Property Type	Single Family Home
Lot Size	85.3 acres (3,719,153 sqft)
Owner	Company Name on File
Last Sale	$251,666 (Feb 2024)
Tax Bill	$567 (2023)
Deeds & Mortgages	Mar 2024 Transfer Feb 2024 Sale & Mortgage + 3 more
APN	`10-000-024-00`

Property Details

APN / Parcel Number

Primary APN	`10-000-024-00`

Exterior

Lot Area	3,719,153 sqft (85.3 acres)

Location & Zoning

Street Address	5092 E 400TH ST
City	COLCHESTER
State	IL
Zip	62326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3 T4 R4 SE NE & NE SE & PT N SI SE SE
Jurisdiction	MCDONOUGH IL
Township / Civil Division	LAMOINE
Census Block Group	1
Census Block	1115
Census Tract	11100

Owner

5092 E 400th St is owned by a company that acquired it in March 2024.

Source: McDonough County records, as of May 8, 2024

Owner of Record	Company Name on File
Mailing Address	3530 E HARBOR DR, BETTENDORF, IA 52722-5506
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA
Feb 27, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage COMPEER FINANCIAL FLCA
Apr 21, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANKERS TRUST CO NA
Mar 22, 2019	Warranty Deed, Transfer COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Prior Sale	Feb 21, 2024 · Amount on File
Deed Document Number	0020240374
Last Transfer Date	Mar 26, 2024
Transfer Doc	0002024630
Record Updated	Jun 7, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Mar 26, 2024
Property Address	5092 E 400TH ST, COLCHESTER, IL 62326
Document Number	0002024630
Instrument Date	Mar 6, 2024
Instrument	2024-630
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 E HARBOR DR, BETTENDORF, IA 52722-5506

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Feb 21, 2024
Property Address	5092 E 400TH ST, COLCHESTER, IL 62326
Document Number	0020240374
Instrument Date	Feb 14, 2024
Instrument	2024-0374
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3530 E HARBOR DR, BETTENDORF, IA 52722-5506

Mortgage

Document Number	0020240375
Date	Feb 21, 2024
Instrument	2024-0375

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Type Change Date	Mar 1, 2031
Max Rate At Change	16.6%
Index	Other
Max Rate	16.6%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Feb 27, 2023
Property Address	5092 E 400TH ST, COLCHESTER, IL 62326
Document Number	0020230468
Instrument Date	Feb 22, 2023
Instrument	2023-0468
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 COUNTY ROUTE 55, NORTH LAWRENCE, NY 12967-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13517 AUTUMN CREST DR S, MOUNT AIRY, MD 21771-4535

Mortgage

Document Number	0020230469
Date	Feb 27, 2023
Instrument	2023-0469

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Apr 21, 2022
Property Address	5092 E 400TH ST, COLCHESTER, IL 62326
Document Number	0020221094
Instrument Date	Apr 15, 2022
Instrument	2022-1094
Transaction Type	Construction Loan
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 FAIRWAY DR, BLANDINSVILLE, IL 61420-9172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 COUNTY ROUTE 55, NORTH LAWRENCE, NY 12967-2113

Mortgage

Document Number	0020221095
Date	Apr 21, 2022
Instrument	2022-1095

Lender

Name	FIRST BANKERS TRUST CO NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 20, 2025

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Mar 22, 2019
Property Address	5092 E 400TH ST, COLCHESTER, IL 62326
Document Number	0020190650
Instrument Date	Mar 22, 2019
Instrument	2019-0650
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	203 S E ST, LA HARPE, IL 61450-9204

Mortgage

Document Number	0020190651
Date	Mar 22, 2019
Instrument	2019-0651

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2029

Mortgage

Document Number	0020190652
Date	Mar 22, 2019
Instrument	2019-0652

Lender

Name	MIDAMERICA NATIONAL BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McDonough County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Lamoine Township
Unified School District	West Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$567.00	$6,629 Land $6,629	$19,887 Land $19,887

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5092 E 400th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5092 E 400th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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