4939 E 400th St, Colchester, IL 62326 Property Records

McDonough County property record for 4939 E 400th St, Colchester, IL 62326

Property Summary

Property TypeRural Improved / Non-Residential
Lot Size4.42 acres (192,535 sqft)
OwnerIndividual Name on File
Tax Bill$2,325 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2017 Mortgage
APN10-000-111-15

Property Details

APN / Parcel Number

Primary APN10-000-111-15

Exterior

Lot Area192,535 sqft (4.42 acres)

Location & Zoning

Street Address4939 E 400TH ST
CityCOLCHESTER
StateIL
Zip62326-1869
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Legal DescriptionS11 T4 R4 PT MID W SI NW NW
Legal Range04
Legal Township04
Legal Section11
JurisdictionMCDONOUGH IL
Township / Civil DivisionLAMOINE
Census Block Group4
Census Block4028
Census Tract11100

Owner

4939 E 400th St is owned and occupied by an individual.

Source: McDonough County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address4925 E 400TH ST, COLCHESTER, IL 62326-1869
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Feb 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONOUGH IL
Recording DateApr 14, 2026
Property Address4939 E 400TH ST, COLCHESTER, IL 62326-1869
Document Number0000001012
Instrument DateApr 10, 2026
Instrument20261012
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4939 E 400TH ST, COLCHESTER, IL 62326-1869

Mortgage

Document Number0000001012,
DateApr 14, 2026
Instrument20261012
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueApr 10, 2031
Interest
Rate6.11%
Max Rate-1%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDONOUGH IL
Property Address4939 E 400TH ST, COLCHESTER, IL 62326-1869
Transaction TypeMortgage
Record UpdatedMar 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-0449
DateFeb 16, 2017
Instrument2017-0449
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMACOMB, IL 61455
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueFeb 14, 2022
Interest
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4939 E 400th St was $2,325 with a homeowner's exemption.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcDonough County
County SubdivisionLamoine Township
Unified School DistrictWest Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,325.00 Homeowner's exemption$33,232 (+6.65%) Land $1,912 Building $31,320
2024$31,161 (+5.42%) Land $1,748 Building $29,413
2023$2,018.00$29,558 Land $1,609 Building $27,949$88,674 Land $4,827 Building $83,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4939 E 400th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4939 E 400th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Communications
Fiber
1,000 / 1,000

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