4819 E 400th St, Colchester, IL 62326 Property Records

McDonough County property record for 4819 E 400th St, Colchester, IL 62326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,750 sqft · built 1940
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Nov 2017)
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
APN	`10-000-111-25`

Property Details

APN / Parcel Number

Primary APN	`10-000-111-25`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,750 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Lot Area	131,116 sqft (3.01 acres)
Garage Area	2,025 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Street Address	4819 E 400TH ST
City	COLCHESTER
State	IL
Zip	62326-1876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11 T4 R4 PT MID PT W SI NW
Legal Range	04
Legal Township	04
Legal Section	11
Jurisdiction	MCDONOUGH IL
Township / Civil Division	LAMOINE
Census Block Group	4
Census Block	4028
Census Tract	11100

Owner

4819 E 400th St is owned and occupied by two individuals who bought it in November 2017.

Source: McDonough County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4819 E 400TH ST, COLCHESTER, IL 62326-1876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage DUBUQUE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	20173255
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	4819 E 400TH ST, COLCHESTER, IL 62326-1876
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211040
Date	Apr 6, 2021
Instrument	2021-1040

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Nov 29, 2017
Property Address	4819 E 400TH ST, COLCHESTER, IL 62326-1876
Document Number	0020173255
Instrument Date	Nov 28, 2017
Instrument	2017-3255
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4819 E 400TH ST, COLCHESTER, IL 62326-1876
Investor	Possibly a Property Investor

Mortgage

Document Number	0020173256
Date	Nov 29, 2017
Instrument	2017-3256

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4819 E 400th St was $2,139 with a homeowner's exemption.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Lamoine Township
Unified School District	West Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 Homeowner's exemption	$30,980 (+7.14%) Land $5,140 Building $25,840	$92,940 (+7.14%) Land $15,420 Building $77,520
2024		$28,915 (+5.8%) Land $4,797 Building $24,118	$86,745 (+5.8%) Land $14,391 Building $72,354
2023	$1,827.00	$27,330 Land $4,534 Building $22,796	$81,990 Land $13,602 Building $68,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4819 E 400th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4819 E 400th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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