509 Terrell St, Chattanooga, TN 37411 Property Records

Hamilton County property record for 509 Terrell St, Chattanooga, TN 37411 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,108 sqft · built 1915
Lot Size	0.348 acres (15,200 sqft)
Owner	2 Company Names on File
Tax Bill	$395 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`147I L 025`

Property Details

APN / Parcel Number

Primary APN	`147I L 025`
Alternative APN	`0000079691`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1940
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	152 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000079691
Street Address	509 TERRELL ST
City	CHATTANOOGA
State	TN
Zip	37411-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16&17 RIDGE GARDEN ADDN PB7 PG8
Legal Subdivision	RIDGE GARDEN ADDN
Legal Lot Number	16,17
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	6
Census Block	6024
Census Tract	3300

Owner

Source: Hamilton County records · APN 147I L 025

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	518 TERRELL ST, CHATTANOOGA, TN 37411-2819
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 03, 2025
Transfer Doc	0000000183
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 12, 2026
Property Address	509 TERRELL ST, CHATTANOOGA, TN 37411-2820
Document Number	0000000183
Book / Page	14225 / 177
Map Reference	MB 7 PG 8
Instrument Date	Dec 03, 2025
Instrument	2026031200183
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	518 TERRELL ST, CHATTANOOGA, TN 37411-2819

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$395.00 (+47.94%)	$26,125 (+118.62%)	$104,500 (+118.62%) Land $56,300 Building $48,200
2024	$267.00	$11,950 (-)	$47,800 (-) Land $18,800 Building $29,000
2023	$267.00	$11,950 (-)	$47,800 (-) Land $18,800 Building $29,000
2022	$267.00	$11,950	$47,800 Land $18,800 Building $29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Tennessee
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.