Hamilton County property record for 517 Terrell St, Chattanooga, TN 37411 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,595 sqft · built 1948 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Jun 2026) |
| Tax Bill | $483 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I L 022 |
| Primary APN | 147I L 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000079688 |
|---|---|
| Street Address | 517 TERRELL ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 RIDGE GARDEN ADDN PB7 PG8 |
| Legal Subdivision | RIDGE GARDEN ADDN |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6024 |
| Census Tract | 3300 |
Source: Hamilton County records · APN 147I L 022
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 RESEARCH PKWY, 303, MERIDEN, CT 06450-8342 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEST HOME LENDING LLC |
| Apr 02, 2025 | Warranty Deed, Transfer BERNARD H BROWN III ETAL |
| Apr 02, 2025 | Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| May 08, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Apr 02, 2025 · Amount on Record |
| Deed Document Number | 2026263 |
| Deed Book / Page | 14335 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 15, 2026 |
| Property Address | 517 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Document Number | 0000000263 |
| Book / Page | 14335 / 622 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026263 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | BRICK CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,702.63 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000264, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202615264 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000000265, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 14335/643 |
| Instrument | 2026265 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 02, 2025 |
| Property Address | 517 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Document Number | 0000000111 |
| Book / Page | 13880 / 178 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025040200111 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5005 FIKE DR, CHATTANOOGA, TN 37412-2822 |
| Document Number | 0013880182 |
|---|---|
| Date | Apr 02, 2025 |
| Instrument | 13880/182 |
| Name | BERNARD H BROWN III ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 02, 2025 |
| Property Address | 517 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Document Number | 0000000113 |
| Book / Page | 13880 / 190 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025040200113 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1645 FERNWOOD CIR, CHATTANOOGA, TN 37421-3246 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 08, 2018 |
| Property Address | 517 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Document Number | 0000000225 |
| Book / Page | 011341 / 000306 |
| Instrument Date | May 01, 2018 |
| Instrument | 225 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $118.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 91313 CHATTANOOGA TN 374126313, CHATTANOOGA, TN 37412-6313 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483.00 (+45.48%) | $31,925 (+114.62%) | $127,700 (+114.62%) Land $45,000 Building $82,700 |
| 2024 | $332.00 | $14,875 (-) | $59,500 (-) Land $15,000 Building $44,500 |
| 2023 | $332.00 | $14,875 (-) | $59,500 (-) Land $15,000 Building $44,500 |
| 2022 | $332.00 | $14,875 | $59,500 Land $15,000 Building $44,500 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 5% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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