Hamilton County property record for 505 Terrell St, Chattanooga, TN 37411 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1940 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Owner Name on File |
| Last Sale | $30,000 (May 2009) |
| Tax Bill | $347 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I L 026 |
| Primary APN | 147I L 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000079692 |
|---|---|
| Street Address | 505 TERRELL ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 RIDGE GARDEN ADDN PB7 PG8 |
| Legal Subdivision | RIDGE GARDEN ADDN |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6024 |
| Census Tract | 3300 |
Source: Hamilton County records · APN 147I L 026
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2105 LUBAR CT, BROOKEVILLE, MD 20833-2510 |
| Date | Document |
|---|---|
| Jul 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC |
| Jul 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2009 · Amount on Record |
| Deed Sale | May 07, 2009 · Amount on Record |
| Deed Document Number | 2009050700170 |
| Deed Book / Page | 8921 / 543 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 505 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2105 LUBAR CT, BROOKEVILLE, MD 20833-2510 |
| Document Number | 0000000018 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 13987/44 |
| Instrument | 2025072100018 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Address | CARLSBAD, CA 92010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 505 TERRELL ST, CHATTANOOGA, TN 37411-2820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2105 LUBAR CT, BROOKEVILLE, MD 20833-2510 |
| Document Number | 0000000013 |
|---|---|
| Date | Jul 01, 2024 |
| Book Page | 13636/509 |
| Instrument | 2024070100013 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Address | CARLSBAD, CA 92008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2054 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347.00 (+52.19%) | $22,925 (+124.75%) | $91,700 (+124.75%) Land $45,000 Building $46,700 |
| 2024 | $228.00 | $10,200 (-) | $40,800 (-) Land $15,000 Building $25,800 |
| 2023 | $228.00 | $10,200 | $40,800 Land $15,000 Building $25,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 5% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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