Howard County property record for 509 Spruce St, Saint Libory, NE 68872
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1925 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $930 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 474770700 |
| Primary APN | 474770700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,208 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Granary | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 509 SPRUCE ST |
|---|---|
| City | SAINT LIBORY |
| State | NE |
| Zip | 68872-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICULTURAL |
| Legal Description | (SL TWP)(#195-1) PLACKE SUB IN NW1/4 21-13-9 (3 ACRES) |
| Legal Subdivision | PLACKE SUB |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | ST. LIBORY |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 970500 |
Source: Howard County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 509 SPRUCE ST, SAINT LIBORY, NE 68872-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 9, 2014 |
| Transfer Doc | 00014/1710 |
| Record Updated | Jun 8, 2026 |
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Northwest Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930.00 (-29.6%) | $193,182 (+22.29%) Land $65,000 Building $128,182 | $193,182 (+22.29%) Land $65,000 Building $128,182 |
| 2023 | $1,321.00 | $157,971 Land $45,000 Building $112,971 | $157,971 Land $45,000 Building $112,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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