Howard County property record for 403 Spruce St, Saint Libory, NE 68872
| Property Type | Office Building |
|---|---|
| Details | 1,100 sqft · built 1928 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3013-00-0-90001-004-0281 |
| Primary APN | 3013-00-0-90001-004-0281 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,100 sqft Total Area |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Wood Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 132 ft deep x 33 ft wide |
| Heating System | Radiant |
|---|
| Street Address | 403 SPRUCE ST |
|---|---|
| City | SAINT LIBORY |
| State | NE |
| Zip | 68872 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | 03-COMMERCIAL |
| Legal Description | S1/2 OF LOT 2 BLOCK 4 ST LIBORY |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD NE |
| Township / Civil Division | ST. LIBORY |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970500 |
Source: Howard County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 575 6TH AVE, SAINT LIBORY, NE 68872-2849 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Howard County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Northwest Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16.00 (-36%) | $3,501 (+16.08%) Land $566 Building $2,935 | $3,501 (+16.08%) Land $566 Building $2,935 |
| 2023 | $25.00 | $3,016 Land $566 Building $2,450 | $3,016 Land $566 Building $2,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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