Howard County property record for 409 Spruce St, Saint Libory, NE 68872 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1924 |
| Square Footage | 1,344 sqft |
| Lot Size | 31,351 sqft (0.719 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2020) |
| Tax Bill | $1,056.00 (2025) |
| Primary APN | 3013-00-0-90001-004-0282 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,344 sqft |
| Basement Area | 1,344 sqft Basement |
| Finished Basement | 1,250 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1924 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,351 sqft (0.719 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 240 sqft Driveway |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 720 sqft Garage |
| Fence | Fence |
|---|---|
| Porch | Porch |
| Porch Area | 126 sqft Porch |
| Utility Building | 608 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 409 SPRUCE ST |
|---|---|
| City | SAINT LIBORY |
| State | NE |
| Zip | 68872 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & 4 BLOCK 4 ST LIBORY & E PART TAXLOT 6 21-13-9 |
| Legal Block | 4 |
| Legal Lot Number | 3,4, |
| Jurisdiction | HOWARD NE |
| Minor Civil Division | ST. LIBORY |
| Census Blockgroup | 2 |
| Census Block | 2058 |
| Census Tract | 970500 |
Source: Howard County records · APN 3013-00-0-90001-004-0282
Assessment roll updated December 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 SPRUCE ST, SAINT LIBORY, NE 68872 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2020 | Survivorship Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 01, 2020 | Survivorship Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2020-00714 |
| Deed Book / Page | 20 / 3113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HOWARD NE |
| Recording Date | Jun 01, 2020 |
| Property Address | 409 SPRUCE ST, SAINT LIBORY, NE 68872 |
| Document Number | 00020/3113 |
| Book / Page | 20 / 3113 |
| Instrument Date | May 07, 2020 |
| Instrument | 2020-00714 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | GRAND ISLAND ABSTRACT ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20/3117 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 20/3117 |
| Instrument | 2020-00715 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HOWARD NE |
| Recording Date | Jun 01, 2020 |
| Property Address | 409 SPRUCE ST, SAINT LIBORY, NE 68872 |
| Document Number | 00020/3113 |
| Book / Page | 20 / 3113 |
| Instrument Date | May 07, 2020 |
| Instrument | 2020-00714 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | GRAND ISLAND ABSTRACT ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 00020/3117 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 20/3117 |
| Instrument | 2020-00715 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Howard County records · Assessment roll updated December 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Howard County |
| Unified School District | Northwest Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (-32.05%) | $219,219 (+17.92%) Land $29,838 Building $189,381 | $219,219 (+17.92%) Land $29,838 Building $189,381 |
| 2023 | $1,554.00 | $185,901 Land $24,838 Building $161,063 | $185,901 Land $24,838 Building $161,063 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures