509 S Pine St, Champaign, IL 61820 Property Records

Champaign County property record for 509 S Pine St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details2 ba · 861 sqft · built 1903
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jul 2009)
Tax Bill$4,907 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN43-20-13-103-016

Property Details

APN / Parcel Number

Primary APN43-20-13-103-016

Interior

Full Baths2 Baths
Stories1 Story
Building Area861 sqft Building Perimeter
1st Floor Area861 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address509 S PINE ST
CityCHAMPAIGN
StateIL
Zip61820-5037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 4 PT. BLKS. 4 AND 5 J.G. CLARKS, J.G., SUB, REPLAT LT BLKS 4 AND 5
Legal Range08E
Legal Township19N
Legal Section13
Legal SubdivisionJ.G. CLARKS, J.G., SUB
Legal Block4,5
Legal Lot Number4
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3007
Census Tract500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address509 S PINE ST, CHAMPAIGN, IL 61820-5037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2009 · Amount on File
Deed SaleJul 21, 2009 · Amount on File
Prior SaleMay 4, 2005 · Amount on File
Deed Document Number200921746
Last Transfer DateApr 18, 2013
Transfer Doc0000014041
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address509 S PINE ST, CHAMPAIGN, IL 61820-5037
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019039
DateAug 10, 2021
Instrument2021R19039
Lender
NameUNIVERSITY OF ILLINOIS COMMUNITY CU
TypeCredit Union
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,880 (+12.2%) Land $14,330 Building $55,550$209,640 (+12.2%) Land $42,990 Building $166,650
2024$4,907.00 (+7.3%)$62,280 (+19.01%) Land $12,770 Building $49,510$186,840 (+19.01%) Land $38,310 Building $148,530
2023$4,573.00 (+7.35%)
2022$4,260.00 Homeowner's exemption$52,330 Land $10,730 Building $41,600$156,990 Land $32,190 Building $124,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1979–2012)
Claims Outside the SFHA5 of 14
Most Recent ClaimMay 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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