513 S Pine St, Champaign, IL 61820 Property Records

Champaign County property record for 513 S Pine St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 942 sqft · built 1908
Lot Size	0.128 acres (5,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Aug 2023)
Tax Bill	$5,238 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-103-018`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-103-018`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	942 sqft Building Perimeter
1st Floor Area	942 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,581 sqft (0.128 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	513 S PINE ST
City	CHAMPAIGN
State	IL
Zip	61820-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 5, 6 PT. BLKS. 4 AND 5 J.G. CLARKS, J.G., SUB, REPLAT LT BLKS 4 AND 5
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	J.G. CLARKS, J.G., SUB
Legal Block	4,5
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3007
Census Tract	500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 S PINE ST, CHAMPAIGN, IL 61820-5037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage HICKORY PT BK&TR
Aug 4, 2017	Loan Modification, Mortgage · Conventional Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Jan 6, 2009 · Amount on Record
Deed Document Number	202311489
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 14, 2023
Property Address	513 S PINE ST, CHAMPAIGN, IL 61820-5037
Document Number	0000011489
Instrument Date	Aug 4, 2023
Instrument	2023R11489
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 S PINE ST, CHAMPAIGN, IL 61820-5037

Mortgage

Document Number	0000011490
Date	Aug 14, 2023
Instrument	2023R11490

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 14, 2019
Property Address	513 S PINE ST, CHAMPAIGN, IL 61820-5037
Document Number	0000019224
Instrument Date	Nov 14, 2019
Instrument	19224
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 S HIGHLAND AVE CHAMPAIGN IL 618213912, CHAMPAIGN, IL 61821-3912

Mortgage

Document Number	19225
Date	Nov 14, 2019
Instrument	19225

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	513 S PINE ST, CHAMPAIGN, IL 61820-5037
Document Number	0000015097
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 384 URBANA IL 618030384, URBANA, IL 61803-0384

Mortgage

Document Number	0000015097
Date	Aug 10, 2017
Instrument	15097

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,130 (+33.54%) Land $13,530 Building $60,600	$222,390 (+33.54%) Land $40,590 Building $181,800
2024	$5,238.00 (+15.07%)
2022	$4,552.00 Homeowner's exemption	$55,510 Land $10,130 Building $45,380	$166,530 Land $30,390 Building $136,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1979–2012)
Claims Outside the SFHA	5 of 14
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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