408 S Pine St, Champaign, IL 61820 Property Records

Champaign County property record for 408 S Pine St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 991 sqft · built 1940
Lot Size	0.202 acres (8,801 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (Jul 2018)
Tax Bill	$6,205 (2024)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-102-009`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-102-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	991 sqft Building Perimeter
1st Floor Area	991 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick Veneer
Roof Material	Other
Lot Area	8,801 sqft (0.202 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	408 S PINE ST
City	CHAMPAIGN
State	IL
Zip	61820-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 2 CLARKS, J.G., SUB
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	CLARKS, J.G., SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3005
Census Tract	500

Owner

408 S Pine St is owned and occupied by an individual who acquired it in October 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	408 S PINE ST, CHAMPAIGN, IL 61820-5036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	201811168
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000015096
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 3, 2018
Property Address	408 S PINE ST, CHAMPAIGN, IL 61820-5036
Document Number	0000011168
Instrument Date	Jun 29, 2018
Instrument	11168
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 S PINE ST CHAMPAIGN IL 618205036, CHAMPAIGN, IL 61820-5036

Mortgage

Document Number	11170
Date	Jul 3, 2018
Instrument	11170

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,570 Land $21,530 Building $65,040	$259,710 Land $64,590 Building $195,120
2024	$6,205.00
2022	$5,410.00 Homeowner's exemption	$64,840 Land $16,130 Building $48,710	$194,520 Land $48,390 Building $146,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 S Pine St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1979–2012)
Claims Outside the SFHA	5 of 14
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 S Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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