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509 Riverside Ter, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 509 Riverside Ter, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details1,710 sqft · built 1928
Lot Size0.1 acres (4,334 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Jul 2022)
Tax Bill$13,197 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN56-00012-0000-00028

Property Details

APN / Parcel Number

Primary APN56-00012-0000-00028
Alternative APN
  • 560001200028

Interior

Stories2 Stories
Building Area1,710 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialAluminum/Vinyl
Lot Area4,334 sqft (0.1 acres)
Lot Dimensions85 ft deep x 51 ft wide
Garage TypeDetached

Location & Zoning

Street Address509 RIVERSIDE TER
CityRUTHERFORD
StateNJ
Zip07070-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description51X85
Legal SubdivisionWILLIAM WESTPHAL
Legal Block12
Legal Lot Number28
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group2
Census Block2005
Census Tract51200

Owner

509 Riverside Ter is owned and occupied by an individual who bought it in July 2022.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address509 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2022 · Amount on File
Deed SaleJul 26, 2022 · Amount on File
Prior SaleOct 19, 1995 · Amount on File
Deed Document Number202274151
Deed Book / Page4753 / 1038
Record UpdatedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 26, 2022
Property Address509 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615
Document Number0047531039
Book / Page4753 / 1039
Instrument DateJun 4, 2022
Instrument2022074151
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyBELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,011.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 RIVERSIDE TER, 509, RUTHERFORD, NJ 07070-2615

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615

Mortgage

Document Number2022074152
DateJul 26, 2022
Instrument2022074152
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 509 Riverside Ter was $13,197, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,400 (-) Land $235,800 Building $176,600$412,400 (-) Land $235,800 Building $176,600
2025$13,197.00 (+2.53%)$412,400 Land $235,800 Building $176,600$412,400 Land $235,800 Building $176,600
2024$12,871.00
2023$412,400 Land $235,800 Building $176,600$412,400 Land $235,800 Building $176,600
2022$12,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Riverside Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies65 units insured
incl. 32 condo units
Nearby Flood Claims181 (1984–2021)
Claims Outside the SFHA35 of 181
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 39 claims
  • Hurricane Irene, Aug 2011 · 42 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Riverside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum.

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