482 Riverside Ter, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 482 Riverside Ter, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1955
Lot Size	0.167 acres (7,279 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2017)
Tax Bill	$11,840 (2025)
Deeds & Mortgages	May 2021 Second Mortgage May 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`56-00011-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`56-00011-0000-00042`
Alternative APNs	`5600011000000041B` `560001100042`

Interior

Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	5600011000000041B
Street Address	482 RIVERSIDE TER
City	RUTHERFORD
State	NJ
Zip	07070-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	52X140
Legal Subdivision	LILLIAN WESTPHAL
Legal Block	11
Legal Lot Number	42
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2004
Census Tract	51200

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	482 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER ALLIANCE FCU
May 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Deed Document Number	201739757
Deed Book / Page	2617 / 2161
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	482 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041711198
Date	May 27, 2021
Book Page	4171/1198
Instrument	2021084651

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2036

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	May 23, 2017
Property Address	482 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Document Number	0026172161
Book / Page	002617 / 002161
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIVERSIDE TER RUTHERFORD NJ 070702616, RUTHERFORD, NJ 07070-2616

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $240,600 Building $129,400	$370,000 (-) Land $240,600 Building $129,400
2025	$11,840.00 (+2.54%)	$370,000 (-) Land $240,600 Building $129,400	$370,000 (-) Land $240,600 Building $129,400
2024	$11,547.00 (+5.12%)
2023		$370,000 Land $240,600 Building $129,400	$370,000 Land $240,600 Building $129,400
2022	$10,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	65 units insured incl. 32 condo units
Nearby Flood Claims	181 (1984–2021)
Claims Outside the SFHA	35 of 181
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 39 claims Hurricane Irene, Aug 2011 · 42 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Riverside Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures