Bergen County and Rutherford Borough property record for 478 Riverside Ter, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,150 sqft · built 1956 |
| Lot Size | 0.12 acres (5,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $497,000 (Sep 2025) |
| Tax Bill | $10,637 (2025) |
| Deeds & Mortgages | Sep 2025 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 56-00011-0000-00040 |
| Primary APN | 56-00011-0000-00040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 5,223 sqft (0.12 acres) |
| Lot Dimensions | 95 ft deep x 55 ft wide |
| Old Parcel Number | 5600011000000039B |
|---|---|
| Street Address | 478 RIVERSIDE TER |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 55X95 |
| Legal Block | 11 |
| Legal Lot Number | 40 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 51200 |
478 Riverside Ter is owned by an individual who bought it in September 2025.
Source: Bergen County and Rutherford Borough records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 ELMORE PL, FORT LEE, NJ 07024-4307 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on File |
| Deed Sale | Sep 4, 2025 · Amount on File |
| Prior Sale | May 21, 1998 · Amount on File |
| Deed Document Number | 202560945 |
| Deed Book / Page | 5592 / 1383 |
| Prior Transfer Date | Aug 13, 2025 |
| Prior Transfer Doc | 0055921383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 4, 2025 |
| Property Address | 478 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616 |
| Document Number | 0055921383 |
| Book / Page | 5592 / 1383 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025060945 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 1, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,146.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 ELMORE PL, FORT LEE, NJ 07024-4307 |
The 2025 property tax bill for 478 Riverside Ter was $10,637, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,400 (-) Land $231,800 Building $100,600 | $332,400 (-) Land $231,800 Building $100,600 | |
| 2025 | $10,637.00 (+2.54%) | $332,400 (-) Land $231,800 Building $100,600 | $332,400 (-) Land $231,800 Building $100,600 |
| 2024 | $10,374.00 (+2.6%) | $332,400 (-) Land $231,800 Building $100,600 | $332,400 (-) Land $231,800 Building $100,600 |
| 2023 | $10,111.00 (+2.46%) | $332,400 Land $231,800 Building $100,600 | $332,400 Land $231,800 Building $100,600 |
| 2022 | $9,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Riverside Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 65 units insured incl. 32 condo units |
| Nearby Flood Claims | 181 (1984–2021) |
| Claims Outside the SFHA | 35 of 181 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Riverside Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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