Frederick County property record for 509 Pearl St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 888 sqft · built 1960 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,303 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-027623 |
| Primary APN | 02-027623 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 150 ft deep x 56 ft wide |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 027623 |
|---|---|
| Street Address | 509 PEARL ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LS 1&2 BLK C 56X150 509 PEARL ST FREDERICK |
| Legal Subdivision | SOUTH CATOCTIN PARK |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 765100 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 PEARL ST, FREDERICK, MD 21701-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2002 |
| Deed Sale | Jun 28, 2002 |
| Deed Document Number | 20025219 |
| Deed Book / Page | 3182 / 92 |
| Last Transfer Date | Apr 10, 2012 |
| Transfer Doc | 0089620242 |
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,800 (+5.15%) | $264,400 (+15.46%) Land $161,000 Building $103,400 | |
| 2025 | $3,303.00 (+4.76%) Homeowner's exemption | $229,000 (+29.48%) Land $133,800 Building $95,200 | $229,000 (-) Land $133,800 Building $95,200 |
| 2024 | $3,153.00 (+7.17%) | ||
| 2023 | $2,942.00 Homeowner's exemption | $176,867 | $229,000 Land $133,800 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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