503 Pearl St, Frederick, MD 21701 Property Records

Frederick County property record for 503 Pearl St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 875 sqft · built 1953
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-038951`

Property Details

APN / Parcel Number

Primary APN	`02-038951`
Alternative APNs	`2038951` `038951`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Other
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	038951
Street Address	503 PEARL ST
City	FREDERICK
State	MD
Zip	21701-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L 15 B D P/O L 13 60X80 503 PEARL ST FREDK
Legal Subdivision	FREDK
Legal Block	D
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3019
Census Tract	765100

Owner

503 Pearl St is owned and occupied by an individual who acquired it in July 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	503 PEARL ST, FREDERICK, MD 21701-6408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Intrafamily Transfer, Transfer
Feb 7, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2023
Transfer Doc	0166230128
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 4, 2023
Property Address	503 PEARL ST, FREDERICK, MD 21701-6408
Document Number	0166230128
Book / Page	16623 / 128
Map Reference	MB 3 FO 38
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MONTCLAIRE AVE, FREDERICK, MD 21701-4511

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 7, 2023
Property Address	503 PEARL ST, FREDERICK, MD 21701-6408
Document Number	0163230401
Book / Page	16323 / 401
Map Reference	MB 3 FO 38
Instrument Date	Jan 18, 2023
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 PEARL ST, FREDERICK, MD 21701-6408

Tax Assessment & Valuation

The 2025 property tax bill for 503 Pearl St was $3,431 with a homeowner's exemption, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,333 (+4.8%)	$258,000 (+14.41%) Land $145,000 Building $113,000
2025	$3,431.00 (+4.76%) Homeowner's exemption	$225,500 Land $120,000 Building $105,500	$225,500 Land $120,000 Building $105,500
2024	$3,275.00 (+7.17%)
2023	$3,056.00 Homeowner's exemption	$179,700	$225,500 Land $120,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 503 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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