513 Pearl St, Frederick, MD 21701 Property Records

Frederick County property record for 513 Pearl St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$112,000 (Feb 2013)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Dec 2017 Transfer Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-064987`

Property Details

APN / Parcel Number

Primary APN	`02-064987`
Alternative APNs	`2064987` `064987`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	064987
Street Address	513 PEARL ST
City	FREDERICK
State	MD
Zip	21701-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT #33, BLK. B. 0.15 ACRE 513 PEARL ST.
Legal Subdivision	SOUTH CATOCTIN PARK
Legal Block	B
Legal Lot Number	33
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3003
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11213 ANGUS WAY, WOODSBORO, MD 21798-8316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Quit Claim Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Book / Page	9400 / 38
Last Transfer Date	Dec 22, 2017
Transfer Doc	0122080240
Record Updated	Oct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2017
Property Address	513 PEARL ST, FREDERICK, MD 21701-6414
Document Number	0122080240
Book / Page	012208 / 000240
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11213 ANGUS WAY WOODSBORO MD 217988316, WOODSBORO, MD 21798-8316

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	513 PEARL ST, FREDERICK, MD 21701-6414
Document Number	0122080246
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11213 ANGUS WAY WOODSBORO MD 217988316, WOODSBORO, MD 21798-8316

Mortgage

Document Number	0122080246
Date	Dec 29, 2017
Book Page	012208/000246

Lender

Name	FIRST UNITED BK
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,000 (+4.81%)	$321,000 (+14.44%) Land $162,500 Building $158,500
2025	$5,208.00 (+11.57%)	$280,500 (+27.87%) Land $135,000 Building $145,500	$280,500 (-) Land $135,000 Building $145,500
2024	$4,668.00 (+15.8%)
2023	$4,031.00	$219,367	$280,500 Land $135,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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