Eaton County property record for 509 Forest St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 963 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Aug 2021) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30006960301100 |
| Primary APN | 30006960301100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Basement Area | 669 sqft |
| Unfinished Basement | 669 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 132 ft deep x 164 ft wide |
| Garage Area | 1,152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 FOREST ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | LOTS 1, 2, 11 & 12 EXCEPT S 100 FT OF LOTS 11 & 12 BLOCK 3 R B MONTGOMERYS ADDITION CITY OF EATON RAPIDS 1975 |
| Legal Subdivision | R B MONTGOMERYS ADDITION |
| Legal Block | 3 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21302 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 FOREST ST, EATON RAPIDS, MI 48827-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit PFCU |
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP |
| Sep 23, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2014 · Amount on Record |
| Deed Book / Page | 2950 / 755 |
| Prior Transfer Date | Mar 5, 2014 |
| Prior Transfer Doc | 2508/1262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 509 FOREST ST, EATON RAPIDS, MI 48827-1521 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02814/0575 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 2814/0575 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Aug 24, 2021 |
| Property Address | 509 FOREST ST, EATON RAPIDS, MI 48827-1521 |
| Document Number | 002950/755 |
| Book / Page | 2950 / 755 |
| Map Reference | LB 1 PG 80A |
| Instrument Date | Aug 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 FOREST ST, 509, EATON RAPIDS, MI 48827-1521 |
| Name | Verified Name |
|---|---|
| Address | 615 CHRYSLER ST, KALAMAZOO, MI 49048-2296 |
| Document Number | 0002950756 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2950/756 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 509 FOREST ST, EATON RAPIDS, MI 48827-1521 |
| Document Number | 2804/0151 |
| Book / Page | 2804 / 0151 |
| Map Reference | LB 1 PG 80A |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 599 FOREST ST, EATON RAPIDS, MI 48827-1521 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,100 (+2.4%) | $123,229 (-) Land $36,483 Building $86,746 | |
| 2025 | $2,019.00 (-0.1%) Homeowner's exemption | $62,600 (+19.92%) | $123,229 (+18.04%) Land $36,483 Building $86,746 |
| 2024 | $2,021.00 (+3.32%) | ||
| 2023 | $52,200 | $104,400 | |
| 2022 | $1,956.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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