Eaton County property record for 415 Forest St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,392 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2023) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 30006960111000 |
| Primary APN | 30006960111000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 415 FOREST ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | LOTS 11 & 12. BLOCK 1. R. B. MONTGOMERY'S ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | R B MONTGOMERYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 11-12 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21302 |
415 Forest St is owned and occupied by an individual who bought it in July 2023.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2023 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Oct 20, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on File |
| Deed Sale | Jul 6, 2023 · Amount on File |
| Deed Book / Page | 3055 / 944 |
| Prior Transfer Date | Aug 19, 2017 |
| Prior Transfer Doc | 2704/1260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 6, 2023 |
| Property Address | 415 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Document Number | 003055/944 |
| Book / Page | 3055 / 944 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Name | Verified Name |
|---|---|
| Address | 729 CREYETER, DIMONDALE, MI 48821 |
| Document Number | 0030550945 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 3055-0945 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Oct 20, 2017 |
| Property Address | 415 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Document Number | 2704/1260 |
| Book / Page | 2704 / 1260 |
| Instrument Date | Aug 19, 2017 |
| Instrument | 2704-1260 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2875 S CHARLTON PARK RD, 2875, HASTINGS, MI 49058-9124 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2875 S CHARLTON PARK RD, HASTINGS, MI 49058-9124 |
The 2025 property tax bill for 415 Forest St was $2,753 with a homeowner's exemption, down 0.1% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,600 (+6.28%) | $149,398 (-) Land $34,837 Building $114,561 | |
| 2025 | $2,753.00 (-0.11%) Homeowner's exemption | $74,900 | $149,398 Land $34,837 Building $114,561 |
| 2024 | $2,756.00 | ||
| 2023 | $60,700 | $121,400 | |
| 2022 | $1,972.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Forest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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