Eaton County property record for 405 Forest St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,555 sqft · built 1947 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2020) |
| Tax Bill | $4,199 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30006960101000 |
| Primary APN | 30006960101000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| Basement Area | 1,555 sqft |
| Unfinished Basement | 1,555 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 85 ft deep x 127 ft wide |
| Garage Area | 520 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 405 FOREST ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | LOT 1. AND W 19 FEET IN WIDTH OF LOT 2. BLOCK 1. R. B. MONTGOMERY'S ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | R B MONTGOMERYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21302 |
405 Forest St is owned and occupied by an individual who bought it in February 2020.
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Warranty Deed, Transfer · FHA Mortgage THE DART BANK |
| Jan 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Jan 16, 2018 · Amount on File |
| Deed Book / Page | 2828 / 1015 |
| Prior Transfer Date | Sep 18, 2015 |
| Prior Transfer Doc | 2589/1252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Feb 12, 2020 |
| Property Address | 405 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Document Number | 02828/1015 |
| Book / Page | 2828 / 1015 |
| Map Reference | LB 1 PG 80A |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26228 ANDERSON RD, 26228, ALBION, MI 49224-9543 |
| Name | Verified Name |
|---|---|
| Address | 97 N WAVERLY RD, EATON RAPIDS, MI 48827-9735 |
| Document Number | 0028281022 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2828/1022 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jan 16, 2018 |
| Property Address | 405 FOREST ST, EATON RAPIDS, MI 48827-1519 |
| Document Number | 2717/0893 |
| Book / Page | 2717 / 0893 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 2717-0893 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7405 PORCHER DR, 7405, MYRTLE BEACH, SC 29572-3873 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 453 FOREST ST, CHARLOTTE, MI 48813-1234 |
| Document Number | 27170894 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2717-0894 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 405 Forest St was $4,199 with a homeowner's exemption, down 0.1% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,300 (+4.98%) | $269,040 (-) Land $26,355 Building $242,685 | |
| 2025 | $4,199.00 (-0.1%) Homeowner's exemption | $136,500 | $269,040 Land $26,355 Building $242,685 |
| 2024 | $4,203.00 | ||
| 2023 | $113,800 | $227,600 | |
| 2022 | $4,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Forest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Forest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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