Ottawa County property record for 509 E Exchange St, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 8,886 sqft (0.204 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $96,000 (2015) |
| Tax Bill | $2,401.00 (2025) |
| Primary APN | 70-03-15-480-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Unfinished Basement | 768 sqft Unfinished |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,886 sqft (0.204 acres) |
| Depth X Width | 160 ft x 111 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 342 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 509 E EXCHANGE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 160 FT OF LOT 7 BLK 1 ALOYS BILZ'S ADD TO VILLAGE OF SPRING LAKE |
| Legal Range | 16W |
| Legal Township | 5N |
| Legal Section | 15 |
| Legal Subdivision | ALOYS BILZS ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | SPRING LAKE |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 21100 |
Source: Ottawa County records · APN 70-03-15-480-016
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 11, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 20, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 30, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on Record |
| Deed Sale | Jul 13, 2015 · Amount on Record |
| Deed Doc Number | 201525919 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Document Number | 20250033344 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-0033344 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Amount | Amount Recorded |
|---|---|
| Term | 236 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Document Number | 20230011484 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023-0011484 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 266 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Document Number | 20210047171 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0047171 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 509 E EXCHANGE ST, SPRING LAKE, MI 49456-1903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180038818 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2018-0038818 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,200 (+13.37%) | $220,400 (+13.37%) | |
| 2025 | $2,401.00 (+16.27%) | ||
| 2023 | $97,200 | $194,400 | |
| 2022 | $2,065.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures