Ottawa County property record for 508 E Exchange St, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,116 sqft Living Area |
| Lot Size | 6,839 sqft (0.157 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $254,900 (2022) |
| Tax Bill | $7,220.00 (2025) |
| Primary APN | 70-03-15-482-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,116 sqft Living Area |
| 1st Floor | 744 sqft 1st Floor |
| Basement Area | 744 sqft Basement |
| Unfinished Basement | 744 sqft Unfinished |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 6,839 sqft (0.157 acres) |
| Depth X Width | 112 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 414 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 508 E EXCHANGE ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1904 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 2 EXC S 55 FT ALOYS BILZ'S ADD TO VILLAGE OF SPRING LAKE |
| Legal Range | 16W |
| Legal Township | 5N |
| Legal Section | 15 |
| Legal Subdivision | FT ALOYS BILZS ADD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | SPRING LAKE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 21100 |
Source: Ottawa County records · APN 70-03-15-482-002
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Jun 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 11, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2022 · Amount on Record |
| Deed Sale | Aug 05, 2022 · Amount on Record |
| Prior Sale | Jun 05, 2018 · Amount on Record |
| Deed Doc Number | 202228343 |
| Prior Transfer Date | Dec 06, 2017 |
| Prior Transfer Doc | 20170046354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 05, 2022 |
| Property Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Document Number | 20220028343 |
| Map Reference | LB 3 PG 7 |
| Instrument Date | Aug 04, 2022 |
| Instrument | 2022-0028343 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 E EXCHANGE ST, 508, SPRING LAKE, MI 49456-1904 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Document Number | 20220028344 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 2022-0028344 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200020631 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020-0020631 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 05, 2018 |
| Property Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Document Number | 20180019390 |
| Map Reference | LB3 PG7 |
| Instrument Date | May 29, 2018 |
| Instrument | 2018-0019390 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 E EXCHANGE ST, 508, SPRING LAKE, MI 49456-1904 |
| Name | Verified Name |
|---|---|
| Address | 630 HASTINGS AVE APT 303, 303, HOLLAND, MI 49423-5512 |
| Document Number | 20180019391 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 2018-0019391 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Document Number | 20170046354 |
| Map Reference | LB3 PG7 |
| Instrument Date | Dec 06, 2017 |
| Instrument | 2017-0046354 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5058 E EXCHANGE ST, 5058, SPRING LAKE, MI 49456 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 508 E EXCHANGE ST, SPRING LAKE, MI 49456-1904 |
| Document Number | 20170046355 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017-0046355 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,400 (-2.55%) | $236,800 (-2.55%) | |
| 2025 | $7,220.00 (+148.2%) | $121,500 (+7.05%) | $243,000 (+7.05%) |
| 2023 | $113,500 | $227,000 | |
| 2022 | $2,909.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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