505 E Exchange St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 505 E Exchange St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,214 sqft · built 1940
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Company Names on File
Last Sale	$96,000 (Jan 2014)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-480-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-480-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,214 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	160 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	505 E EXCHANGE ST
City	SPRING LAKE
State	MI
Zip	49456-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 6 BLK 1 ALOYS BILZ'S ADD TO VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	ALOYS BILZS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3011
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-15-480-014

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	505 E EXCHANGE ST, SPRING LAKE, MI 49456-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2014 · Amount on Record
Deed Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	20141663
Last Transfer Date	Jan 02, 2026
Transfer Doc	20260001184
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 13, 2026
Property Address	505 E EXCHANGE ST, SPRING LAKE, MI 49456-1903
Document Number	20260001184
Instrument Date	Jan 02, 2026
Instrument	2026-0001184
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 E EXCHANGE ST, SPRING LAKE, MI 49456-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E EXCHANGE ST, SPRING LAKE, MI 49456-1903

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (-2.55%)	$221,800 (-2.55%)
2025	$2,578.00 (+3.74%) Homeowner's exemption	$113,800 (+9%)	$227,600 (+9%)
2024	$2,485.00 (+12.09%)
2023		$104,400	$208,800
2022	$2,217.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Based on FCC filings for 369 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.