509 E Cross St, Wilmington, IL 60481 Property Records

Will County property record for 509 E Cross St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,680 sqft)
Owner	Company Name on File
Last Sale	$195,000 (May 2019)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-17-24-309-007`

Property Details

APN / Parcel Number

Primary APN	`03-17-24-309-007`
Alternative APN	`17243090070000`

Exterior

Lot Area	12,680 sqft (0.29 acres)

Location & Zoning

Street Address	509 E CROSS ST
City	WILMINGTON
State	IL
Zip	60481-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 IN ROPPS SUB UNIT 1, BEING A SUB OF PRT OF THE THE E1/2 OF THE SW1/4 SEC 24, T33N-R9E.
Legal Range	09E
Legal Township	33N
Legal Section	24
Legal Subdivision	ROPPS SUB
Legal Lot Number	42
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2040
Census Tract	883402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Alternate Route 66, Wilmington to Joliet (Additional Documentation) listed 2006 · 8 contributing resources · NRIS 06000381

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 E Cross St is owned by a company that bought it in May 2019.

Source: Will County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	999 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6051
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Deed Document Number	201929269
Prior Transfer Date	Dec 27, 2010
Prior Transfer Doc	0000001434
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	509 E CROSS ST, WILMINGTON, IL 60481-1018
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073924
Date	Jul 7, 2021
Instrument	R2021073924

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 16, 2019
Property Address	509 E CROSS ST, WILMINGTON, IL 60481-1018
Document Number	0000029269
Map Reference	DOC 724551
Instrument Date	May 10, 2019
Instrument	R2019029269
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 N PRAIRIE AVE, 311, JOLIET, IL 60435-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E CROSS ST, WILMINGTON, IL 60481-1018

Mortgage

Document Number	0000029270
Date	May 16, 2019
Instrument	R2019029270

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 509 E Cross St was $1,372.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00	$19,303 (+3.8%) Land $15,461 Building $3,842	$57,909 (+3.8%) Land $46,383 Building $11,526
2024		$18,596 Land $14,895 Building $3,701	$55,788 Land $44,685 Building $11,103
2022	$1,232.00	$15,954 Land $12,779 Building $3,175	$47,862 Land $38,337 Building $9,525

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1990)
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 E Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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