Will County property record for 513 E Cross St, Wilmington, IL 60481
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 0.29 acres (12,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,500 (Apr 2017) |
| Tax Bill | $4,283 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-17-24-309-004 |
| Primary APN | 03-17-24-309-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 12,750 sqft (0.29 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 513 E CROSS ST |
|---|---|
| City | WILMINGTON |
| State | IL |
| Zip | 60481-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 (EX THAT PRT LYG NE'LY OF THE FOLL DESC LN: BEG AT THE NW'LY COR, THC SE'LY TO A PT ON THE E LN OF SD LOT 45 THAT IS 2 |
| Legal Subdivision | ROPPS |
| Legal Lot Number | 45 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 883402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Alternate Route 66, Wilmington to Joliet (Additional Documentation) listed 2006 · 8 contributing resources · NRIS 06000381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
513 E Cross St is owned and occupied by an individual who bought it in April 2017.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 E CROSS ST, WILMINGTON, IL 60481-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Dec 13, 2013 · Amount on File |
| Deed Document Number | 201733232 |
| Prior Transfer Date | May 3, 2004 |
| Prior Transfer Doc | 0000097376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 28, 2017 |
| Property Address | 513 E CROSS ST, WILMINGTON, IL 60481-1018 |
| Document Number | 0000033232 |
| Map Reference | DOC714634 |
| Instrument Date | Apr 24, 2017 |
| Instrument | R2017033232 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3390 S BROADWAY RD, BRACEVILLE, IL 60407-9776 |
| Mail Care Of | TRAVIS DENTON & ALISON MEYERHOFF |
| Document Number | 0000033234 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | R2017033234 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHOR |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000033233 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | R2017033233 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 513 E Cross St was $4,283.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wilmington Township |
| Municipality | Wilmington City |
| Unified School District | Wilmington Community Unit School District 209U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,283.00 | $60,249 (+3.8%) Land $15,461 Building $44,788 | $180,747 (+3.8%) Land $46,383 Building $134,364 |
| 2024 | $58,043 Land $14,895 Building $43,148 | $174,129 Land $44,685 Building $129,444 | |
| 2022 | $3,383.00 Homeowner's exemption | $49,797 Land $12,779 Building $37,018 | $149,391 Land $38,337 Building $111,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 513 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984–1990) |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 E Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON serves 5,700 people · EPA ID IL1971100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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