500 E Cross St, Wilmington, IL 60481 Property Records

Will County property record for 500 E Cross St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,242 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2021)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-17-24-307-005`

Property Details

APN / Parcel Number

Primary APN	`03-17-24-307-005`
Alternative APN	`17243070050000`

Exterior

Lot Area	10,242 sqft (0.24 acres)

Location & Zoning

Street Address	500 E CROSS ST
City	WILMINGTON
State	IL
Zip	60481-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 THE S 10 FT OF THE LOT 57 (MEASD AT RT ANGLE TO THE S LN OF SD LOT) THE W 14 FT OF LOT 55 (MEASRD AT RIGHT ANGLES TO
Legal Range	09E
Legal Township	33N
Legal Section	24
Legal Subdivision	ROPPS
Legal Lot Number	56
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2040
Census Tract	883402

Owner

500 E Cross St is owned and occupied by an individual who bought it in January 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	500 E CROSS ST, WILMINGTON, IL 60481-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage MUTUAL FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on File
Deed Sale	Jan 22, 2021 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Deed Document Number	20218605
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	500 E CROSS ST, WILMINGTON, IL 60481-1017
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E CROSS ST, WILMINGTON, IL 60481-1017

Mortgage

Document Number	0000010801
Date	Mar 8, 2023
Instrument	R2023010801

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 22, 2021
Property Address	500 E CROSS ST, WILMINGTON, IL 60481-1017
Document Number	0000008605
Map Reference	DOC 714634
Instrument Date	Dec 14, 2020
Instrument	R2021008605
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 ELIZABETH DR, COAL CITY, IL 60416-2403

Mortgage

Document Number	0000008606
Date	Jan 22, 2021
Instrument	R2021008606

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 500 E Cross St was $3,593.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00	$58,541 (+3.8%) Land $15,461 Building $43,080	$175,623 (+3.8%) Land $46,383 Building $129,240
2024		$56,398 Land $14,895 Building $41,503	$169,194 Land $44,685 Building $124,509
2022	$3,274.00 Homeowner's exemption	$48,386 Land $12,779 Building $35,607	$145,158 Land $38,337 Building $106,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1990)
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 E Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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