509 E 7th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 509 E 7th St, Rock Falls, IL 61071 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Jun 2016)
Tax Bill$3,667 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1127327019

Property Details

APN / Parcel Number

Primary APN1127327019
Alternative APN
  • 85935

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Dimensions152 ft deep x 50 ft wide

Location & Zoning

Account Number85935
Street Address509 E 7TH ST
CityROCK FALLS
StateIL
Zip61071-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAMBERLAIN BROS SUB W 50 OF E 250 OF S 150 LOT 5 BLK 19 177900X
Legal SubdivisionCHAMBERLAIN BROS SUBDIVISION
Legal Block19
Legal Lot Number5
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2027
Census Tract1500

Owner

Source: Whiteside County records · APN 1127327019

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 E 7TH ST, ROCK FALLS, IL 61071-1809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
STERLING FEDERAL BANK FSB
Nov 15, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
STERLING FEDERAL BANK FSB
May 02, 2018Deed of Trust, Mortgage · Conventional with PMI
STERLING BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2016 · Amount on Record
Deed SaleJun 28, 2016 · Amount on Record
Deed Document Number20163517
Prior Transfer DateJan 27, 2016
Prior Transfer Doc0201603517
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address509 E 7TH ST, ROCK FALLS, IL 61071-1809
Transaction TypeMortgage
Record UpdatedDec 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005629
DateNov 15, 2023
Instrument2023-05629
Lender
NameSTERLING FEDERAL BANK FSB
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueDec 01, 2038

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address509 E 7TH ST, ROCK FALLS, IL 61071-1809
Transaction TypeMortgage
Record UpdatedDec 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005628
DateNov 15, 2023
Instrument2023-05628
Lender
NameSTERLING FEDERAL BANK FSB
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueDec 01, 2038

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address509 E 7TH ST, ROCK FALLS, IL 61071-1809
Document Number0000002343
Instrument DateMay 02, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 BAST 7TH ST ROCK FALLS IL 61071, ROCK FALLS, IL 61071

Mortgage

Document Number0000002343
DateMay 07, 2018
Instrument2343
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 06, 2038

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,667.00 (+10.69%)$39,395 (+8.8%) Land $4,030 Building $35,365
2024$3,313.00$36,209 Land $3,704 Building $32,505$118,185 (+8.8%) Land $12,090 Building $106,095
2023$108,627 Land $11,112 Building $97,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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