Whiteside County property record for 407 E 7th St, Rock Falls, IL 61071 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (May 2023) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1127311025 |
| Primary APN | 1127311025 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|---|
| Lot Width | 130 ft Width |
| Account Number | 120659 |
|---|---|
| Street Address | 407 E 7TH ST |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-1715 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CHAMBERLAIN BROS SUB E 130 LOT F 181303X |
| Legal Subdivision | CHAMBERLAIN BROS SUBDIVISION |
| Legal Lot Number | F |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | COLOMA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1500 |
Source: Whiteside County records · APN 1127311025
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 407 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STERLING FEDERAL BANK FSB |
| Oct 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STERLING FEDERAL BANK FSB |
| May 24, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Deed Document Number | 20232445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 407 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005282 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-05282 |
| Name | STERLING FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 05, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 407 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004939 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023-04939 |
| Name | STERLING FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 05, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 24, 2023 |
| Property Address | 407 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Document Number | 0000002445 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023-02445 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 E 18TH ST, STERLING, IL 61081-4170 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Municipality | Rock Falls City |
| Elementary School District | Rock Falls Elementary School District 13 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 | $21,373 Land $1,350 Building $20,023 | |
| 2024 | $64,119 Land $4,050 Building $60,069 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jan 1988, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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