Whiteside County property record for 405 E 7th St, Rock Falls, IL 61071 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2013) |
| Tax Bill | $3,362.00 (2025) |
Source: Whiteside County records · APN 1127311024
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MIDLAND STATES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2013 · Amount on Record |
| Deed Sale | Sep 25, 2013 · Amount on Record |
| Prior Sale | Oct 31, 2006 · Amount on Record |
| Deed Doc Number | 20136883 |
| Prior Transfer Date | Oct 27, 2006 |
| Prior Transfer Doc | 0093022006 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 405 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000005317 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-05317 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 405 E 7TH ST, ROCK FALLS, IL 61071-1715 |
| Document Number | 0000000573 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 405 E 7TH ST ROCK FALLS IL 610711715, ROCK FALLS, IL 61071-1715 |
| Document Number | 0000000573 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 573 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 24, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Municipality | Rock Falls City |
| Elementary School District | Rock Falls Elementary School District 13 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,362.00 | $36,615 Land $7,848 Building $28,767 | |
| 2024 | $109,845 Land $23,544 Building $86,301 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1127311024 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Account Number | 74204 |
|---|---|
| Street Address | 405 E 7TH ST |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-1715 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHAMBERLAIN BROS SUB W 100' OF E 230' LOT F 181302X |
| Legal Subdivision | CHAMBERLAIN BROS SUBDIVISION |
| Legal Lot Number | F |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | COLOMA |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 1500 |
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