Polk County property record for 509 Drayton Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 2006 |
| Lot Size | 0.19 acres (8,294 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Sep 2025) |
| Tax Bill | $1,686 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-000760 |
| Primary APN | 26-29-13-687551-000760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,294 sqft (0.19 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 45 sqft |
| Street Address | 509 DRAYTON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 76 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 76 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6985 INDIAN CREEK PARK DR, LAKELAND, FL 33813-3833 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Nov 20, 2017 | Warranty Deed, Transfer · Conventional with PMI GENEVA FIN'L |
| Jul 19, 2017 | Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2020 · Amount on Record |
| Deed Document Number | 2025213452 |
| Deed Book / Page | 13695 / 2046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 11, 2025 |
| Property Address | 509 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000213452 |
| Book / Page | 13695 / 2046 |
| Map Reference | MB 129 PG 49 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025213452 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HC 1 BOX 10627, LAJAS XX |
| Name | Verified Name |
|---|---|
| Address | 6985 INDIAN CREEK PARK DR, LAKELAND, FL 33813-3833 |
| Document Number | 0136952051 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 13695/2051 |
| Name | REACH HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 509 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0113822235 |
| Book / Page | 011382 / 002235 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 196922 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 DRAYTON RD WINTER HAVEN FL 338844219, WINTER HAVEN, FL 33884-4219 |
| Document Number | 113822236 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 011382/002236 |
| Instrument | 196923 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 509 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0103182228 |
| Book / Page | 010318 / 002228 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 222366 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 DRAYTON RD WINTER HAVEN FL 338844219, WINTER HAVEN, FL 33884-4219 |
| Document Number | 103182229 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 010318/002229 |
| Instrument | 222367 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85283 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 19, 2017 |
| Property Address | 509 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0102080050 |
| Book / Page | 010208 / 000050 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 137041 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | RP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 DRAYTON RD WINTER HAVEN FL 338844219, WINTER HAVEN, FL 33884-4219 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,006 (+18.4%) Land $35,000 Building $171,006 | $206,006 (-1.59%) Land $35,000 Building $171,006 | |
| 2025 | $1,686.00 (+5.05%) | $173,985 (+2.9%) | $209,339 (-3.87%) Land $35,000 Building $174,339 |
| 2024 | $1,605.00 (-26.91%) Homeowner's exemption | $169,082 (+3%) | $217,774 (+0.02%) Land $35,000 Building $182,774 |
| 2023 | $2,196.00 (-0.59%) Homeowner's exemption | $164,157 (+3%) | $217,725 (+9.54%) Land $34,000 Building $183,725 |
| 2022 | $2,209.00 Homeowner's exemption | $159,376 | $198,770 Land $28,000 Building $170,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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