528 Drayton Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 528 Drayton Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2005
Lot Size	0.185 acres (8,050 sqft)
Owner	Company Name on Record
Last Sale	$85,800 (Nov 2010)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687551-000800`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687551-000800`
Alternative APNs	`132926687551000800` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	1,943 sqft
1st Floor Area	1,544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Screened/Unfinished Porch
Porch Area	244 sqft

Location & Zoning

Street Address	528 DRAYTON RD
City	WINTER HAVEN
State	FL
Zip	33884-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 80
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	SAVANNA POINTE
Legal Tract	687551
Legal Block	2
Legal Lot Number	80
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2015
Census Tract	14401

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	346 E CENTRAL AVE, WINTER HAVEN, FL 33880-3046
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2010 · Amount on Record
Deed Sale	Nov 5, 2010 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Document Number	2010176180
Deed Book / Page	8253 / 399
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	528 DRAYTON RD, WINTER HAVEN, FL 33884-4218
Document Number	0100350035
Book / Page	010035 / 000035
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	346 E CENTRAL AVE WINTER HAVEN FL 338803046, WINTER HAVEN, FL 33880-3046

Mortgage

Document Number	0100350035
Date	Jan 10, 2017
Book Page	010035/000035
Instrument	5342

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	1385 US HIGHWAY 27 S, SEBRING, FL 33870-4911

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 9, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+10.51%)	$218,788 (+0.47%) Land $35,000 Building $183,788	$218,788 (+0.47%) Land $35,000 Building $183,788
2023	$3,701.00 (+9.63%)	$217,760 (+11.59%) Land $34,000 Building $183,760	$217,760 (+11.59%) Land $34,000 Building $183,760
2022	$3,376.00	$195,142 Land $28,000 Building $167,142	$195,142 Land $28,000 Building $167,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20