Polk County property record for 525 Drayton Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2006 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (May 2026) |
| Tax Bill | $4,580 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-000720 |
| Primary APN | 26-29-13-687551-000720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,876 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,050 sqft (0.185 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 180 sqft |
| Street Address | 525 DRAYTON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 72 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14401 |
525 Drayton Rd is owned and occupied by an individual who bought it in May 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Apr 7, 2022 · Amount on File |
| Deed Document Number | 2026127736 |
| Deed Book / Page | 14016 / 1422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 29, 2026 |
| Property Address | 525 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000127736 |
| Book / Page | 14016 / 1422 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026127736 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199,374.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000127737, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026127737 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 7, 2022 |
| Property Address | 525 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0000095350 |
| Book / Page | 12199 / 2070 |
| Map Reference | MB 129 PG 49-52 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022095350 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | NOT AVAILABLE, KRIGHT BARRY TITLE SLN INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13250 SW 203RD ST, 13250, MIAMI, FL 33177-6151 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 525 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0121992072 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 12199/2072 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 525 Drayton Rd was $4,580.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,000 (-1.62%) Land $35,000 Building $206,000 | $241,000 (-1.62%) Land $35,000 Building $206,000 | |
| 2025 | $4,580.00 | $244,966 Land $35,000 Building $209,966 | $244,966 Land $35,000 Building $209,966 |
| 2023 | $4,567.00 (+21.24%) | $241,809 (+9.59%) Land $34,000 Building $207,809 | $241,809 (+9.59%) Land $34,000 Building $207,809 |
| 2022 | $3,767.00 | $220,649 Land $28,000 Building $192,649 | $220,649 Land $28,000 Building $192,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Drayton Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Drayton Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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