509 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 509 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,299 sqft · built 2014
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$605,000 (May 2021)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Jun 2022 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089N-A-029.00-000`

Property Details

APN / Parcel Number

Primary APN	`089N-A-029.00-000`
Alternative APNs	`094089N A 02900` `1085106`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	2,783 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0066
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0066
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4114
Census Tract	51002

Owner

509 Cobert Ln is owned by a company that acquired it in June 2022 and is owner-occupied.

Source: Williamson County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	509 COBERT LN, FRANKLIN, TN 37064-1459
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN SYNERGY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	202129722
Deed Book / Page	8557 / 916
Last Transfer Date	Jun 21, 2022
Transfer Doc	0090420716
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 29, 2022
Property Address	509 COBERT LN, FRANKLIN, TN 37064-1459
Document Number	0090420716
Book / Page	9042 / 716
Map Reference	MB P59 PG 142
Instrument Date	Jun 21, 2022
Instrument	22029134
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	509 COBERT LN, FRANKLIN, TN 37064-1459

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 13, 2021
Property Address	509 COBERT LN, FRANKLIN, TN 37064-1459
Document Number	0085570916
Book / Page	8557 / 916
Map Reference	MB P58 PG 64
Instrument Date	May 12, 2021
Instrument	21029722
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,238.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 COBERT LN, FRANKLIN, TN 37064-1459

Mortgage

Document Number	21029723
Date	May 13, 2021
Instrument	21029723

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 5, 2019
Property Address	509 COBERT LN, FRANKLIN, TN 37064-1459
Document Number	0075950215
Book / Page	7595 / 0215
Map Reference	MB P59 PG 142
Instrument Date	Apr 5, 2019
Instrument	19011760
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	HOMELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,787.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 COBERT LN, FRANKLIN, TN 37064-1459

Mortgage

Document Number	0019011761
Date	Apr 5, 2019
Instrument	19011761

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 509 Cobert Ln was $2,809, up 10.7% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,809.00 (+10.72%)	$179,375 Land $51,250 Building $128,125	$717,500 Land $205,000 Building $512,500
2024	$2,537.00
2023	$2,537.00	$117,675 (-) Land $28,750 Building $88,925	$470,700 (-) Land $115,000 Building $355,700
2022	$2,537.00	$117,675 Land $28,750 Building $88,925	$470,700 Land $115,000 Building $355,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Cobert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Cobert Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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