508 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 508 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2,145 sqft · built 2014
Lot Size	0.053 acres (2,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Mar 2020)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089N A 03800`

Property Details

APN / Parcel Number

Primary APN	`094089N A 03800`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 2014
Roof Material	Asphalt
Lot Area	2,348 sqft
Lot Dimensions	87 ft deep x 27 ft wide
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	508 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0075
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	75
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 COBERT LN, FRANKLIN, TN 37064-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 16, 2020	Warranty Deed, Transfer · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	20011474
Deed Book / Page	7923 / 363
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	508 COBERT LN, FRANKLIN, TN 37064-1458
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085320524
Date	Apr 26, 2021
Book Page	8532/524
Instrument	21025691

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	508 COBERT LN, FRANKLIN, TN 37064-1458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073000293
Date	Feb 22, 2018
Book Page	7300/0293
Instrument	18006514

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 16, 2020
Property Address	508 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0079230363
Book / Page	007923 / 000363
Instrument Date	Mar 12, 2020
Instrument	11474
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	STEWART TITLE, STEWART TITLE CO TENNESSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

Mortgage

Document Number	79230365
Date	Mar 16, 2020
Book Page	007923/000365
Instrument	11475

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2035

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (-41.99%)	$146,575 (+59.67%) Land $32,500 Building $114,075	$586,300 (+59.67%) Land $130,000 Building $456,300
2024	$3,958.00 (+1%)
2023	$1,979.00	$91,800 (-) Land $20,000 Building $71,800	$367,200 (-) Land $80,000 Building $287,200
2022	$1,979.00	$91,800 Land $20,000 Building $71,800	$367,200 Land $80,000 Building $287,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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