505 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 505 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,058 sqft · built 2014
Lot Size	0.122 acres (5,292 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2025)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089N-A-031.00-000`

Property Details

APN / Parcel Number

Primary APN	`089N-A-031.00-000`
Alternative APNs	`094089N A 03100` `1085108`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,292 sqft (0.122 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0068
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0068
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4114
Census Tract	51002

Owner

505 Cobert Ln is owned and occupied by an individual who bought it in July 2025.

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	505 COBERT LN, FRANKLIN, TN 37064-1459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC
Mar 16, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Mar 11, 2024 · Amount on File
Deed Document Number	202523817
Deed Book / Page	9787 / 960
Prior Transfer Date	Dec 9, 2024
Prior Transfer Doc	0096260516
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 11, 2024
Property Address	505 COBERT LN, FRANKLIN, TN 37064-1459
Document Number	0094330947
Book / Page	9433 / 947
Map Reference	MB P58 PG 67
Instrument Date	Mar 11, 2024
Instrument	24006511
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 COBERT LN, FRANKLIN, TN 37064-1459

Mortgage

Document Number	0024006512
Date	Mar 11, 2024
Instrument	24006512

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 COBERT LN, FRANKLIN, TN 37064-1459
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084150050
Date	Feb 9, 2021
Book Page	8415/50
Instrument	21008116

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	505 COBERT LN, FRANKLIN, TN 37064-1459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073160747
Date	Mar 16, 2018
Book Page	7316/0747
Instrument	18009681

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 505 Cobert Ln was $2,670, up 18.6% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (+18.56%)	$170,450 Land $51,250 Building $119,200	$681,800 Land $205,000 Building $476,800
2024	$2,252.00
2023	$2,252.00	$104,425 (-) Land $28,750 Building $75,675	$417,700 (-) Land $115,000 Building $302,700
2022	$2,252.00	$104,425 Land $28,750 Building $75,675	$417,700 Land $115,000 Building $302,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Cobert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Cobert Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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