5081 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5081 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,486 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2020)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0159-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0159-00`
Alternative APN	`0011251`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,004 sqft
Attic	Attic
Attic Area	482 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 45.1 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5081 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 45.06 X 150 IRR R2-T2-S7 SW
Legal Subdivision	JAMES TERRYS ESTATE
Legal Lot Number	10,11
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

5081 Sumter Ave is owned and occupied by an individual who bought it in October 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5081 SUMTER AVE, CINCINNATI, OH 45238-3824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 21, 2020	Deed of Trust, Mortgage EAGLE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	2020102561
Deed Book / Page	14267 / 3430
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 2, 2020
Property Address	5081 SUMTER AVE, CINCINNATI, OH 45238-3824
Document Number	0000102561
Book / Page	014267 / 003430
Instrument Date	Sep 21, 2020
Instrument	102561
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 SUMTER AVE CINCINNATI OH 452383824, CINCINNATI, OH 45238-3824

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5081 SUMTER AVE, CINCINNATI, OH 45238-3824
Document Number	0000102563
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	ASH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 SUMTER AVE CINCINNATI OH 452383824, CINCINNATI, OH 45238-3824

Mortgage

Document Number	0000102563
Date	Oct 5, 2020
Book Page	014267/003434
Instrument	102563

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5081 Sumter Ave was $3,736, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,736.00 (+2.75%)	$61,250 (-) Land $12,635 Building $48,615	$175,000 Land $36,100 Building $138,900
2024	$3,636.00 (-1.81%)	$61,250 (-) Land $12,635 Building $48,615
2023	$3,703.00 (+7.9%)	$61,250 (+29.09%) Land $12,635 Building $48,615	$175,000 Land $36,100 Building $138,900
2022	$3,432.00 Homeowner's exemption	$47,447 Land $10,098 Building $37,349
2020			$135,560 Land $28,850 Building $106,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5081 Sumter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5081 Sumter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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