5088 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5088 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2002
Lot Size	0.258 acres (11,216 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Apr 2019)
Tax Bill	$3,454 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0310-000-04700`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0310-000-04700`
Alternative APNs	`242203031000004700` `3812709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,778 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,216 sqft (0.258 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3812709
Street Address	5088 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 47 ORB 5264 PG 1025
Legal Range	24E
Legal Township	22S
Legal Section	3
Legal Subdivision	CARDINAL PINES ESTATES PHASE 3
Legal Tract	0310
Legal Block	1
Legal Lot Number	47
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1059
Census Tract	31203

Owner

5088 Pine Needle Dr is owned and occupied by an individual who bought it in April 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	5088 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Apr 22, 2014 · Amount on File
Deed Document Number	201941407
Deed Book / Page	5264 / 1025
Prior Transfer Date	Nov 8, 2011
Prior Transfer Doc	0041291013
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 15, 2019
Property Address	5088 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Document Number	0052641025
Book / Page	5264 / 1025
Map Reference	MB 46 PG 77-79
Instrument Date	Apr 11, 2019
Instrument	2019041407
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF LAKE CNTY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 N 23RD ST # ST2132, 2800, BROKEN ARROW, OK 74014-1997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5088 PINE NEEDLE DR, MASCOTTE, FL 34753-8865

Mortgage

Document Number	2019041408
Date	Apr 15, 2019
Instrument	2019041408

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,330 (+2.9%)	$270,577 (-) Land $45,000 Building $225,577
2025		$197,600 Land $45,000 Building $152,600	$270,577 Land $45,000 Building $225,577
2024	$3,454.00 (+7.9%)
2023	$3,201.00 (+4%) Homeowner's exemption	$186,450 (+3%)	$263,353 (+10.78%) Land $45,000 Building $218,353
2022	$3,078.00 Homeowner's exemption	$181,020	$237,719 Land $45,000 Building $192,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5088 Pine Needle Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5088 Pine Needle Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000