5080 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5080 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2001
Lot Size	0.254 acres (11,062 sqft)
Owner	2 Individual Names on File
Last Sale	$53,900 (Jan 2007)
Tax Bill	$1,387 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0305-000-03200`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0305-000-03200`
Alternative APNs	`242203030500003200` `3782937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,062 sqft (0.254 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3782937
Street Address	5080 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASCOTTE CARDINAL PINES ESTATES PHASE 2 SUB LOT 32 PB 41 PGS 15-16 ORB 2081 PG 1161 ORB 3345 PG 813
Legal Range	24E
Legal Township	22S
Legal Section	3
Legal Subdivision	MASCOTTE CARDINAL PINES ESTATES PHASE 2
Legal Tract	0305
Legal Block	1
Legal Lot Number	32
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1059
Census Tract	31203

Owner

5080 Pine Needle Dr is owned and occupied by two individuals who bought it in January 2007.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5080 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2007 · Amount on File
Deed Sale	Jan 10, 2007 · Amount on File
Prior Sale	Mar 7, 2002 · Amount on File
Deed Document Number	20074560
Deed Book / Page	3345 / 813
Prior Transfer Date	Dec 20, 2006
Prior Transfer Doc	0033450813
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5080 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5080 PINE NEEDLE DR, MASCOTTE, FL 34753-8865

Mortgage

Document Number	0057092280
Date	May 14, 2021
Book Page	5709/2280
Instrument	2021067292

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,640 (+2.89%)	$213,285 (-) Land $45,000 Building $168,285
2025		$72,540 Land $45,000 Building $27,540	$213,285 Land $45,000 Building $168,285
2024	$1,387.00 (+17.64%)
2023	$1,179.00 (+4.15%) Homeowner's exemption	$68,450 (+2.99%)	$208,137 (+10.13%) Land $45,000 Building $163,137
2022	$1,132.00 Homeowner's exemption	$66,460	$188,996 Land $45,000 Building $143,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5080 Pine Needle Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5080 Pine Needle Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000