5096 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5096 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 2003
Lot Size	0.248 acres (10,844 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Oct 2017)
Tax Bill	$5,014 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0310-000-04900`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0310-000-04900`
Alternative APN	`3812712`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,844 sqft (0.248 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3812712
Street Address	5096 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 49 ORB 5011 PG 2486
Legal Range	24E
Legal Township	22S
Legal Section	03
Legal Subdivision	CARDINAL PINES ESTATES
Legal Phase	3
Legal Tract	310
Legal Lot Number	49
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1059
Census Tract	31203

Owner

5096 Pine Needle Dr is owned and occupied by an individual who bought it in October 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	5096 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	May 30, 2008 · Amount on File
Deed Document Number	2017108676
Deed Book / Page	5011 / 2486
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 12, 2017
Property Address	5096 PINE NEEDLE DR, MASCOTTE, FL 34753-8865
Document Number	0050112486
Book / Page	5011 / 2486
Map Reference	MB 46 PG 77-79
Instrument Date	Oct 6, 2017
Instrument	2017108676
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5215 BIBK CAMP RD, 5215, GROVELAND, FL 34736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5096 PINE NEEDLE DR, MASCOTTE, FL 34753-8865

Mortgage

Document Number	2017108677
Date	Oct 12, 2017
Instrument	2017108677

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,607 Land $45,000 Building $221,607	$266,607 Land $45,000 Building $221,607
2024	$5,014.00 (+8.76%)
2023	$4,610.00 (+9.35%)	$259,441 (+10.75%)	$259,441 (+10.75%) Land $45,000 Building $214,441
2022	$4,216.00	$234,264	$234,264 Land $45,000 Building $189,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5096 Pine Needle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5096 Pine Needle Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000