5085 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5085 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,156 sqft · built 2017
Lot Size	0.067 acres (2,915 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jun 2019)
Tax Bill	$16,232 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-041-6`

Property Details

APN / Parcel Number

Primary APN	`222-750-041-6`
Alternative APN	`222-750-041`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	653 sqft
2nd Floor Area	1,503 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cluster
Lot Area	2,915 sqft (0.067 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5085 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L89
Legal Subdivision	GALE RANCH SUB 9302
Legal Tract	9302
Legal Lot Number	89
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

5085 Rowan Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 4, 2019	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 19, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Document Number	201982610
Last Transfer Date	Jan 20, 2021
Transfer Doc	0000033602
Record Updated	Sep 20, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 3, 2021
Property Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000033602
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 20, 2021
Instrument	2021-033602
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000033603
Date	Feb 3, 2021
Instrument	2021-033603

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2020
Property Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000012789
Instrument Date	Sep 28, 2019
Instrument	12789
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	73 STONEBRAE RD HAYWARD CA 945427934, HAYWARD, CA 94542-7934

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2019
Property Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000082610
Map Reference	MB 524 PG 45
Instrument Date	May 30, 2019
Instrument	2019-082610
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	73 STONEBRAE RD, HAYWARD, CA 94542-7934

Mortgage

Document Number	0000082611
Date	Jun 4, 2019
Instrument	2019-082611

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 19, 2017
Property Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000170757
Map Reference	MAP524 PG45-51
Instrument Date	Aug 18, 2017
Instrument	2017-170757
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5085 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000170758
Date	Sep 19, 2017
Instrument	2017-170758

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.38%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.38%
Index	1-Year LIBOR
Max Rate	8.38%

Tax Assessment & Valuation

The 2025 property tax bill for 5085 Rowan Dr was $16,232.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,223,160 (+2%) Land $739,586 Building $483,574
2025	$16,232.00	$1,199,178 Land $725,085 Building $474,093
2023	$15,583.00 (+1.39%)	$1,152,615 Land $696,930 Building $455,685
2022	$15,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5085 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5085 Rowan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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