5077 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5077 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,339 sqft · built 2016
Lot Size	0.059 acres (2,585 sqft)
Owner	2 Individual Names on File
Last Sale	$1,037,000 (Jun 2017)
Tax Bill	$16,197 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-045-7`

Property Details

APN / Parcel Number

Primary APN	`222-750-045-7`
Alternative APN	`222-750-045`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,339 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	1,399 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Cluster
Lot Area	2,585 sqft (0.059 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5077 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L93
Legal Subdivision	SUBDIVISION 9302
Legal Tract	9302
Legal Lot Number	93
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

5077 Rowan Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
May 25, 2021	Intrafamily Transfer, Transfer
Jun 22, 2017	Grant Deed, Subdivision Related Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Deed Document Number	2017112021
Last Transfer Date	Apr 23, 2021
Transfer Doc	0000257869
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 16, 2021
Property Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000257871
Map Reference	MB 524 PG 45-51
Instrument Date	Sep 10, 2021
Instrument	2021-257871
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 16, 2021
Property Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000257869
Map Reference	MB 524 PG 45-51
Instrument Date	Sep 10, 2021
Instrument	2021-257869
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000257870
Date	Sep 16, 2021
Instrument	2021-257870

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 25, 2021
Property Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000154498
Map Reference	MB 524 PG 45-51
Instrument Date	May 12, 2021
Instrument	2021-154498
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2017
Property Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000112021
Map Reference	MAP524 PG45-51
Instrument Date	May 25, 2017
Instrument	2017-112021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5077 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000112022
Date	Jun 22, 2017
Instrument	2017-112022

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5077 Rowan Dr was $16,197 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,226,999 (+2%) Land $769,465 Building $457,534
2025	$16,197.00 Homeowner's exemption	$1,202,941 Land $754,378 Building $448,563
2023	$15,546.00 (+1.4%) Homeowner's exemption	$1,156,232 Land $725,086 Building $431,146
2022	$15,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5077 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5077 Rowan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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