508 Spruce Dr, Granby, CO 80446 Property Records

Grand County property record for 508 Spruce Dr, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2019)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R113017`

Property Details

APN / Parcel Number

Primary APN	`R113017`
Alternative APN	`132932332018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft
Gross Area	1,384 sqft

Exterior

Year Built	Built 1999
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R113017
Street Address	508 SPRUCE DR
City	GRANBY
State	CO
Zip	80446-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: GRAND MEADOWS GRANBY LOT: 18 BLOCK: 1
Legal Subdivision	GRAND MEADOWS GRANBY
Legal Block	1
Legal Lot Number	18
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1063
Census Tract	207

Owner

508 Spruce Dr is owned by an individual who bought it in August 2019.

Source: Grand County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 1063, GRAND LAKE, CO 80447-1063
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Deed Document Number	2019005819
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	508 E SPRUCE DR, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1817, GRANBY, CO 80446-1817

Mortgage

Document Number	2022003792
Date	May 2, 2022
Instrument	2022003792

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	508 E SPRUCE DR, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1817, GRANBY, CO 80446-1817

Mortgage

Document Number	2021008914
Date	Aug 10, 2021
Instrument	2021008914

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Aug 1, 2019
Property Address	508 E SPRUCE DR, GRANBY, CO 80446
Document Number	2019005819
Map Reference	DOC 98001466
Instrument Date	Jul 31, 2019
Instrument	2019005819
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1063, GRAND LAKE, CO 80447-1063

Mortgage

Document Number	2019005820
Date	Aug 1, 2019
Instrument	2019005820

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 508 Spruce Dr was $1,938.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Granby Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00	$31,070 Land $3,880 Building $27,190	$497,080 Land $62,000 Building $435,080
2023	$1,944.00 (+5%)	$31,810 (+59.37%) Land $3,600 Building $28,210	$474,850 (+65.32%) Land $53,770 Building $421,080
2022	$1,296.00	$19,960 Land $2,780 Building $17,180	$287,230 Land $40,000 Building $247,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Spruce Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321
Water Source	Surface water
Last State Inspection	May 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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