455 Metcalf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 455 Metcalf Rd, Elyria, OH 44035 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jun 2026)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-108-013`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-108-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	455 METCALF RD
City	ELYRIA
State	OH
Zip	44035-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 50 X 150
Legal Subdivision	SPRING VALLEY
Legal Tract	25
Legal Block	108
Legal Lot Number	470
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3016
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-031-108-013

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	455 METCALF RD, ELYRIA, OH 44035-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Apr 09, 2013 · Amount on Record
Deed Document Number	202697890
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 01, 2026
Property Address	455 METCALF RD, ELYRIA, OH 44035-2921
Document Number	0000097890
Instrument Date	May 28, 2026
Instrument	202697890
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	AMERICAN PATRIOT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$71,104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 METCALF RD, ELYRIA, OH 44035-2921

Mortgage

Document Number	0000097891,
Date	Jun 01, 2026
Instrument	202697891

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00 (+2.01%)	$40,030 (-) Land $9,450 Building $30,580	$114,370 (-) Land $27,000 Building $87,370
2024	$1,940.00 (+0.83%)	$40,030 (+16.12%) Land $9,450 Building $30,580	$114,370 (+16.12%) Land $27,000 Building $87,370
2023	$1,924.00 (+0.31%)	$34,472 (+0.01%) Land $7,490 Building $26,982	$98,490 (-) Land $21,400 Building $77,090
2022	$1,918.00	$34,470 Land $7,490 Building $26,980
2021			$98,490 Land $21,400 Building $77,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.