508 Gloucester Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 508 Gloucester Dr, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,726 sqft · built 2005
Lot Size0.278 acres (12,148 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Mar 2023)
Tax Bill$2,067 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN51A6-1 B-463

Property Details

APN / Parcel Number

Primary APN51A6-1 B-463
Alternative APNs
  • 051A6 1 B 463
  • 9222

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,726 sqft Living Area
Gross Area2,975 sqft
1st Floor Area707 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,148 sqft (0.278 acres)
TerrainRolling
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number9222
Street Address508 GLOUCESTER DR
CityRUTHER GLEN
StateVA
Zip22546-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE LAND OR LOT B463
Legal SubdivisionLAKE LAND
Legal Lot NumberB463
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group1
Census Block1016
Census Tract30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address508 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
Dec 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleApr 7, 2011 · Amount on Record
Deed Document Number2023882
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateMar 10, 2023
Property Address508 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Document Number0230000882
Map ReferenceMB 205 PG 382
Instrument DateMar 2, 2023
Instrument230000882
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanyLAKESIDE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address508 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125

Mortgage

Document Number0230000883
DateMar 10, 2023
Instrument230000883
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressNORFOLK, VA 23510
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address508 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Document Number1360169
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedJan 6, 2020
Title CompanyEXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 GLOUCESTER DR RUTHER GLEN VA 225461125, RUTHER GLEN, VA 22546-1125

Mortgage

Document Number1360169
DateDec 10, 2019
Book Page001360/000169
Instrument4525
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2049

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (-99.25%)$356,320 (+54.72%) Land $50,000 Building $306,320
2025$274,366.00 (+15,374.68%)$356,320 (+54.72%) Land $50,000 Building $306,320
2023$1,773.00$230,300 Land $46,000 Building $184,300
2022$230,300 Land $46,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE LAND`OR
private · serves 4,818 people · EPA ID VA6033450
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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