507 Gloucester Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 507 Gloucester Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 1994
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2025)
Tax Bill	$2,251 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51A6-1 B-454`

Property Details

APN / Parcel Number

Primary APN	`51A6-1 B-454`
Alternative APNs	`051A6 1 B 454` `12770`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	12770
Street Address	507 GLOUCESTER DR
City	RUTHER GLEN
State	VA
Zip	22546-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT B454 REVISED LOTS B453 B454 & B455
Legal Subdivision	LAKE LAND
Legal Lot Number	B454
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1015
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 4, 2017	Intrafamily Transfer, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Deed Document Number	20251599
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	1286662
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000484
Date	Feb 15, 2023
Instrument	230000484

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RUTHER GLEN, VA 22546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1441682
Date	May 28, 2021
Book Page	1441/682
Instrument	210003225

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1435527
Date	Apr 26, 2021
Book Page	1435/527
Instrument	210002508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIMPSONTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1344189
Date	Jul 16, 2019
Book Page	1344/189
Instrument	192435

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE VA
Recording Date	Oct 4, 2017
Property Address	507 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125
Document Number	1286662
Book / Page	1286 / 662
Instrument Date	Sep 26, 2017
Instrument	174503
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	174504
Date	Oct 4, 2017
Instrument	174504

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,251.00 (-99.25%)	$388,082 (-) Land $75,000 Building $313,082
2025	$298,823.00	$388,082 Land $75,000 Building $313,082	$388,082 (-) Land $75,000 Building $313,082
2024			$388,082 Land $75,000 Building $313,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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