Caroline County property record for 504 Gloucester Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,200 sqft · built 2003 |
| Lot Size | 0.278 acres (12,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jun 2026) |
| Tax Bill | $1,974 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1 B-465 |
| Primary APN | 51A6-1 B-465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,417 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,148 sqft (0.278 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 5476 |
|---|---|
| Street Address | 504 GLOUCESTER DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT B-465 |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | B-465 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30502 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 3, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jul 28, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage VIRGINIA CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2021 · Amount on Record |
| Deed Document Number | 20262294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Jun 3, 2026 |
| Property Address | 504 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125 |
| Document Number | 0000002294 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262294 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,865.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125 |
| Document Number | 0000002295, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20262295 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Jul 28, 2021 |
| Property Address | 504 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125 |
| Document Number | 1452522 |
| Book / Page | 1452 / 522 |
| Map Reference | MB 205 PG 382 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 210004460 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 GLOUCESTER DR, RUTHER GLEN, VA 22546-1125 |
| Document Number | 210004461 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210004461 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,974.00 (-99.25%) | $340,300 Land $50,000 Building $290,300 | |
| 2025 | $262,031.00 | $340,300 Land $50,000 Building $290,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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